Loan Products
Here are brief descriptions of some common loan products:
1. Merchant Cash Advance (MCA): This is a type of financing where a lender provides cash to a business in exchange for a portion of its future sales. The repayment is typically done through a percentage of the business’s daily credit card sales.
2. Small Business Administration (SBA) loan: This is a type of loan that is backed by the U.S. Small Business Administration. The SBA guarantees a portion of the loan, which reduces the risk for the lender and makes it easier for small businesses to get approved for funding. SBA loans come in various forms, including 7(a) loans, which are designed for general business purposes and 504 loans, which are used for real estate and equipment financing.
3. Line of Credit: This is a flexible type of loan that allows a business to borrow up to a predetermined limit as needed. Interest is charged only on the amount borrowed and the credit line can be accessed multiple times. This type of loan can help businesses manage cash flow fluctuations and unexpected expenses.
4. Bank Term Loan: This is a traditional type of loan where a borrower receives a lump sum of money upfront and then repays the loan over a fixed period of time with interest. The interest rate on a bank term loan is typically lower than other types of loans, making it an attractive option for businesses with good credit.
Each of these loan products has its own advantages and disadvantages and the best option for a business will depend on its specific needs and circumstances. It’s important to carefully evaluate each loan product and work with Capital Street Financial Group to make an informed decision.
Bank Term Loans
Extended with 1, 3 or 5 year terms up to 500k. Low fixed APR as low 7.5% and Low Monthly Payments 72 hour Funding
Merchant Cash Advance
Up 5 Million 24 hours or less to Fund. Min Docs Needed. Revenue Based
Business Line of Credit up to 250k
Get Approved and Funded in one hour or less, monthly payment
SBA Loans
Government Backed Loan (Insured)
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By choosing to apply for a loan with Capital Street Financial, borrowers can access the funds they need to achieve their financial goals with confidence and peace of mind.
